Beginners of stocks should start with a small investment! Explaining 10 recommended securities companies and how to select stocks | Wealth Engine

table of contents

1. Beginners of stocks should start with a small investment!Explaining 10 recommended securities companies and how to select stocks
2. What is the amount that can be invested in stocks?
   1. 1. Some services can be purchased for a few hundred yen
   2. 2. Japanese company stocks can be purchased from 1 unit (100 shares)
   3. 3. US stocks can be purchased from 1 share unit
3. Small investment is recommended for beginners of stock investment!
4. 3 benefits of choosing a small investment for beginner stock investment
   1. 1. Minimize risk
   2. 2. Learn while practicing stock investment
   3. 3. You can reach the stocks of companies with high stock prices
5. 3 Disadvantages of Choosing Small Investment for Beginner Stock Investment
   1. 1. Low return
   2. 2. Fees may result in loss
   3. 3. It takes time to make a profit
6. Must-see for stock beginners!3 Ways to Start a Small Investment
   1. 1. Make a funded investment to grow assets
   2. 2. Buy cheap and good brands
   3. 3. Buy mini shares (less than one unit)
7. Three points for beginners to choose small investment services
   1. 1. Choose based on how easy it is to start investing
   2. 2. Choose a purchasing style that suits your budget
   3. 3. Choose by commission
8. Suitable for stock beginners!10 Recommended Securities Companies That Can Invest Small Amount
   1. SBI SECURITIES
   2. LINE Securities
   3. au kabu.com Securities
   4. Monex, Inc.
   5. Okasan Online Securities
   6. SBI Neo Mobile Securities (Neo Moba)
   7. SMBC Nikko Securities
   8. PayPay Securities
   9. CONNECT
   10. Nomura Securities
9. Even beginners can understand! How to Start a Small Investment 6STEP
   1. STEP1 Preparation
   2. STEP2 Apply for opening an account and enter personal information
   3. STEP3 Mobile phone number authentication
   4. STEP4 Registration of identity verification documents
   5. STEP5 Setting the security code
   6. STEP6 Complete application for opening an account
10. How to select stocks that beginners should check
    1. 1. Buy bargain stock
    2. 2. Buy growth stock
    3. 3. Buy low-ranking stocks
11. Must-see for beginners!How to determine when to sell a stock
    1. 1. Timing of rising stock prices
    2. 2. Timing when the performance of the investee company declines
    3. 3. Timing of exchange rate fluctuations
    4. 4. When a non-compliance with the investee is found
12. Recommended study method for stock investment beginners
    1. Learn with books
    2. Check the company quarterly report
    3. Read the economic newspaper
    4. Study on the homepage of a securities company
    5. Learn from corporate media and personal blogs
    6. Utilize an investment study app
13. Small investment is recommended for stock investment beginners!Let's reduce the risk and take on the challenge
14. Frequently Asked Questions for Beginners When Investing in Stocks
    1. I want to know the amount required for stock investment
    2. I want to know how to start investing in stocks
    3. What are the commissions for stock investment?
    4. Can students invest?
    5. What is a small equity investment?
    6. Why is a small investment recommended for beginners?
    7. Is there a shareholder benefit even for shares less than one unit?
    8. Is there a dividend for shares less than one unit?
    9. What is Internet Securities?
    10. What is the difference between online securities and store securities?
    11. What is the difference between cash and margin trading?

Beginners of stocks should start with a small investment!Explaining 10 recommended securities companies and how to select stocks

There are many people who are worried that "I want to start investing in stocks, but it will cost a lot of money and it will be difficult" and "the risk of failure will be high", so it may be difficult for many people to get their hands on it. If you are a beginner in stocks, why not start with a small investment that does not cost much money and reduces the risk of investment.

In this article, we will introduce in detail how to start small investment and how to select stocks so that even beginners of stocks can easily start investing. We will also introduce 10 recommended securities companies, so please refer to them.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

What is the amount that can be invested in stocks?

About the amount that can be invested in stocks

1. Depending on the service, it can be purchased for a few hundred yen
2. Stocks of Japanese companies can be purchased from 1 unit (100 shares)
3. US stocks can be purchased from 1 share unit

If you are investing in stocks for the first time, you may not be sure how much money you need. Here, we will introduce the funds required for stock investment by dividing them into three items.

About funds required for stock investment

1. Depending on the service, it is possible to purchase for several hundred yen
2. Stocks of Japanese companies can be purchased from 1 unit (100 shares)
3. U.S. stocks can be purchased from 1 share unit

Let's look at each one.

In principle, the purchase of shares is in units of 100 shares. However, there are cases where some securities companies support even 100 shares or less. It is called "less than one unit stock" or "mini stock".

Shares less than one unit are fractional shares that are less than the number of shares in one unit, which is the minimum trading unit determined for each issue. The exercise of voting rights at the general meeting of shareholders is not permitted, but other rights of shareholders such as the right to claim profit distribution, the right to read and copy documents, and the right to file a shareholder derivative suit are permitted.

Since it is possible to trade small amounts in units of one share for shares less than one unit, you can start investing in shares with funds of several hundred yen. For example, a stock that normally costs 75,000 yen per unit (100 shares) can be purchased for 750 yen per share. Suitable for those who want to reduce investment funds.

Stocks of Japanese companies can be purchased from 100 shares, which is one unit in most cases. The funds required to purchase shares are "stock price x number of shares constituting one unit + transaction fee".

A trading unit that is bought and sold in ordinary stock trading, and the unit can be freely decided by a company under certain rules.

Fees charged according to the amount of money when a transaction is completed. There is no fee if the transaction is not completed.

Let's take a look at the stock prices of major Japanese companies.

Company name	Stock price	Unit number of shares	Funds required for purchase
Toyota Motor Corporation	2,421 yen	100 shares	About 240,000 yen
Sony Group Co., Ltd.	14,175 yen	100 shares	About 1.42 million yen
SoftBank Group Corp.	5,513 yen	100 shares	About 550,000 yen
Mitsubishi UFJ Financial Group, Inc.	704 yen	100 shares	About 70,000 yen
Nintendo Co., Ltd.	53,280 yen	100 shares	About 5.33 million yen
Oriental Land Co., Ltd.	18,805 yen	100 shares	About 1.88 million yen
Seven & i Holdings Co., Ltd.	5,189 yen	100 shares	About 520,000 yen
Honda	3,512 yen	100 shares	About 350,000 yen
Canon Inc.	2,775.5 yen	100 shares	About 280,000 yen

Quote: "Yahoo! Finance" (as of January 18, 2022 13:56)

The amount required to invest in stocks depends on the stock price of the company. You need a lot of money to buy.

US stocks can be purchased in units of one. Therefore, you can invest in stocks with less funds than Japanese stocks.

Check out some of the most famous stocks in the United States.

Company name	Stock price
Apple	$ 173.07
Microsoft	$ 310.20
Amazon.com	$ 3,242.76
Johnson & Johnson	$ 167.84
coca cola	$ 61.39
Walt Disney	$ 151.94
Tesla	$ 1,049.61
master Card	$ 372.14
Adobe	$ 520.60

Quote: "Yahoo! Finance" (as of January 18, 2022 14:10)

US stocks can be purchased from tens of thousands of yen. US stocks are recommended for those who want to start investing easily with funds of 100,000 yen or less.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

Small investment is recommended for beginners of stock investment!

For beginners in stock investment, it is recommended to use online securities and services that allow small investment. For small investment, you can start investing in stocks with a small amount of money.

Since there is less risk of losing large amounts of cash, the anxiety of "what to do if an investment fails" is reduced. It's a good idea to get a feel for it with a small investment first, and then move on to a full-scale investment once you get used to it.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

3 benefits of choosing a small investment for beginner stock investment

There are many ways to invest in stocks, but beginners are advised to choose a small investment. I will explain the reason by dividing it into three merits.

Benefits of small investment

1. Minimize risk
2. Learn while practicing stock investment
3. You can reach the stocks of companies with high stock prices

Please check before you start investing in stocks.

The big advantage of small investment is that you can start with minimal risk. In principle, stocks of Japanese companies are usually purchased in units of 100 shares. Therefore, at least tens of thousands of yen or more is required. The more money you invest, the more you lose.

For example, if you buy a stock for 1 million yen and the stock price drops by 1.0%, you will lose 10,000 yen. However, if you make a small investment of several hundred yen to several thousand yen, the loss will be several to several tens of yen even if the stock price drops by the same amount. Even if you don't have a lot of money, you can easily start investing.

Small equity investment is good for learning while practicing equity investment. You can buy from a few hundred yen, so you can learn practically about stock investment while investing. Even if it fails, it won't be a big loss.

To make a profit from a stock investment, you need knowledge and experience. It is good to study in books and seminars, but it is also important to actually trade and get used to it. If you are investing a small amount of money, you can start with a few hundred yen, so it will be easy to challenge various trading styles.

Even the stocks of companies with high stock prices can be reached with a small investment.

In normal stock investment, you purchase in one unit (100 shares). Even if one unit (100 shares) is 500,000 yen, if you can purchase from one share, you can invest with 5,000 yen. Even if it is difficult to prepare 500,000 yen, 5,000 yen will allow you to invest within the range of pocket money.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

3 Disadvantages of Choosing Small Investment for Beginner Stock Investment

Many people may be wondering if there are any disadvantages for beginners to start small investment. Here, we will explain the disadvantages of choosing a small investment for beginners by dividing it into three items.

Disadvantages of small investment

1. Low return
2. Fees may result in loss
3. It takes time to make a profit

Please check it along with the benefits.

The smaller the amount of small investment, the less profit you will get. And even if it is a small investment, there is a risk of causing a loss of principal.

However, the advantage is that the risk of loss is minimized. It is recommended that you do not make a lot of profits with a small investment, but use it as a place to learn practical investment.

Small investments tend to have higher commissions when buying or selling. Even if you make some profit, the profit and loss may change depending on the commission.

The fee is in the interest of the operator. For example, if the fee is 1.0% even if you invest 1,000 yen, you will need to pay 1,010 yen. Fees may also be added when making a profit.

Repeated small investments can result in high total fees and in some cases losses. For small investments, you can save fees by not moving too much once you have invested. Choosing a brokerage firm with no fees is also an option.

You need to look at it in the long run to get a solid return on a small investment. It is not an investment method that can generate many profits at once, so it is necessary to take time to achieve results.

Therefore, it is not suitable for those who want to get a lot of returns quickly by aiming for a lot of money. It's better to think of it as a place to learn how to invest, rather than to make a profit.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

Must-see for stock beginners!3 Ways to Start a Small Investment

Here are three ways to start investing in stocks.

How to start investing in stocks

1. Grow assets with funded investment
2. Buy cheap and good brands
3. Buy mini shares (less than one unit)

A funded investment trust. A service that invests a fixed amount of money at a fixed frequency. / p>

Let's take a closer look at each feature.

Accumulated investment is to accumulate assets on a regular basis such as daily, weekly, and monthly. It will be a long-term operation, but it is suitable for beginners because it can be started from a small amount.

Purchasing a fixed amount means that when the stock price is low, the number of units will increase. For example, even if the stock price drops temporarily, you can buy more units by that amount, so it is a feature that you will make a profit when the stock price rises again.

Those who are suitable for funded investment are as follows.

Those who are suitable for funded investment

1. Seeing asset growth in the long run
2. I think it is more beneficial to invest than to save money

For those who can wait for long-term investment, we recommend funded investment.

For small investments, there is a way to buy cheap and good stocks. Even if you are not a major company, if you are a company that you want to support, it is a good investment. It is better not to choose only by cheapness, but also to consider whether it will be profitable.

The following people are suitable for buying cheap and good brands.

Characteristics of people who are suitable for buying cheap and good brands

1. It doesn't have to be a major brand
2. There is a brand you want to support
3. I want to study stocks

It will be a good study to find and invest in cheap and minor stocks and see what's happening in the future.

Purchasing mini-shares (less than one unit) is also one of the small investments. Mini shares (less than one unit) can be purchased even if the minimum trading unit is less than 100 shares.

Some online securities can be purchased in units of one share, so you can invest from a few hundred yen. Mini stocks are suitable for the following people.

Characteristics of people who are suitable for mini stocks

1. I want to invest in a major stock
2. I want to try stocks but my budget is limited
3. I want to study stocks

If it is one share unit, it will not be a big loss. Even if you make a mistake, you will think that it was a good study.

Suitable for stock beginners!See 10 recommended securities companies that can invest a small amount

Three points for beginners to choose small investment services

If you are new to equity investment, you may be wondering what kind of small investment service to choose. Here, we will introduce the points for choosing a small investment service in three parts.

Points for choosing small investment services

1. Choose by ease of investment
2. Choose with a purchasing style that suits your budget
3. Choose by low fees

If you are wondering what to choose based on, please refer to it.

If you are a beginner in stocks and want to make a small investment, it is important to be easy to get started. There are several brokerage firms that can purchase from one share, but some of them are complicated and difficult for beginners.

For example, "LINE Securities" and "PayPay Securities", which can be completed with just one smartphone, do not require such complicated operations. It is recommended to check the website etc. to see which securities company is easy to start.

You can also choose the best buying style to suit your investment budget. Even stocks that can be purchased from one share with a small investment range from hundreds of yen to tens of thousands of yen.

In addition, there are various purchasing styles depending on the service, such as investment trust reserves that invest a fixed amount every day or every month, and "Neo Moba" that you can purchase with your T points. It's a good idea to choose the best service for your budget.

Fees vary depending on the securities company. It is recommended to choose a securities company with the lowest commission. This is because if you make many transactions, you will be charged a fee each time.

Especially for small investments, the profits are not very high and you may lose money on commissions. Some securities companies have no fees, so if you're wondering where to choose, you can decide on a fee.

Suitable for stock beginners!10 Recommended Securities Companies That Can Invest Small Amount

If you want to make a small investment, open an account at a securities company. However, if you are a beginner, you may be wondering where to open an account.

Therefore, here are 10 securities companies that are recommended for small investment.

A securities company recommended for small investment

1. SBI SECURITIES
2. LINE Securities
3. au kabu.com Securities
4. Monex, Inc.
5. Okasan Online Securities
6. SBI Neo Mobile Securities (Neo Moba)
7. SMBC Nikko Securities
8. PayPay Securities
9. CONNECT
10. Nomura Securities

We will also introduce recommended points, so please refer to them when choosing a securities company.

SBI SECURITIES official website

Shares less than one unit of SBI SECURITIES are called "S shares". We will introduce the features and recommended points of SBI SECURITIES in detail.

The features of SBI SECURITIES are as follows.

Name of mini stock	S stock
Minimum purchase unit	Possible from 1 share
Trading fees	Purchase fee: Virtually free (* Cash back around the end of the month following the transaction) Sale fee: 0.5% of the contract price (0.55% including tax)
Freshly-picked NISA	Available
Brands handled	TSE (1st, 2nd, Mothers, JASDAQ) listed stocks: Nagoya Stock Exchange (1st, 2nd, Centrex), Fukuoka Stock Exchange (including Q-Board), Sapporo Stock Exchange (including Ambitious) Listed stocks: Only for sale Yes

* As of February 9, 2022 * Source: Can I buy stocks of a famous company for 500 yen? !! "S shares" of SBI SECURITIES

A small investment tax exemption system that sets a tax exemption limit of 1.2 million yen every year. Dividends and gains on transfer of stocks and investment trusts are exempt from taxation.

SBI SECURITIES handles many types of stocks, and the number of accounts opened is one of the highest among online securities companies.

The recommended points of SBI SECURITIES "S shares" are as follows.

Recommended points of "S stock"

1. There are brands that can be purchased from about 500 yen per share
2. The number of accounts opened is one of the highest among major securities companies
3. Transaction fees are the lowest standard in the industry

SBI SECURITIES is familiar to a wide range of people, from beginners to advanced players. You can also order from the SBI SECURITIES app. The purchase fee is virtually free as it will be cashed back. It is easy to use even for beginners because it handles a wide variety of products and the fees are low.

Click here to open an account with SBI SECURITIES (Source: LINE Securities)

Shares less than one unit of LINE Securities are called "Ichikabu". You can trade with just your smartphone, and you can use it from the next day at the earliest after registration. We will introduce the features of LINE Securities and recommended points in detail.

The features of LINE Securities are as follows.

Name of shares less than one unit	Ichikabu
Minimum purchase unit	Possible from 1 share
Trading fees	0.2% -1.0% (depending on brand and time zone)
Freshly-picked NISA	not available
Brands handled	Over 1,500 stocks, including large, medium and small caps, and emerging market equities

* As of February 9, 2022 Source: Ichikabu (shares less than one unit)

LINE Securities is not compatible with NISA. However, since May 2021, it has been compatible with iDeCo (Individual Defined Contribution Pension). With iDeCo, you can use the tax exemption system.

With NISA accounts, there is no tax on profits earned from financial products purchased within the range of 1.2 million yen per year for 5 years. Through this tax exemption, it aims to provide general individuals with a wide range of asset formation opportunities, and to promote the supply of funds from households to businesses and to support their growth. By setting the annual limit to 1.2 million yen, we are targeting a wide range of individuals, not just the wealthy.

The recommended points of LINE Securities "Ichikabu" are as follows.

Recommended points of "Ichikabu"

1. You can use LINE Pay and LINE points
2. You can easily open an account
3. You can invest using the LINIE app
4. Real-time trading is possible until 21:00 on weekday nights
5. Supports what you don't understand in AI chat

LINE Securities can be invested with a smartphone, so it's easy to get started. AI chat will tell you what you don't understand, so it is suitable for people who are not good at difficult operations.

Click here to open an account with LINE Securities (Source: au Kabu.com Securities)

Shares less than one unit of kabu.com Securities are called "petit shares". It is also possible to purchase from one share, buy additional petit shares, and finally aim for a unit share. Introducing the features and recommended points of kabu.com Securities in detail.

The features of kabu.com Securities are as follows.

Name of shares less than one unit	Petit stock
Minimum purchase unit	Possible from 1 share
Trading fees	0.5% of the contract price (lower limit 52 yen)
Freshly-picked NISA	Available
Brands handled	TSE 1st / 2nd Section / Mothers, Jasdaq, Nagoya Stock Exchange 1st / 2nd Section / Centrex, Fukuoka Stock Exchange / Q-Board, Sapporo Stock Exchange / Ambitious (Fukuoka Stock Exchange, Sapporo Stock Exchange only sold)

* As of February 9, 2022 * Source: Petit shares ® (shares less than one unit)

Petit stocks of kabu.com Securities can be traded with NISA accounts. It should be noted that the order at the opening price after the opening price on the day is until 10:00 AM, which is earlier than other services.

The recommended points of kabu.com Securities "Petit Stock" are as follows.

Recommended points of "Petit stock"

1. You can use Ponta points to buy petit shares
2. No fees for premium reserves
3. If you own shares less than one unit, you can use it as collateral for margin transactions, etc.

Transactions conducted by borrowing money or stocks necessary for buying and selling from a securities company by depositing cash, stocks, or investment trusts with a securities company as collateral.

A major feature of au Kabu.com's Petit stock is the availability of premium reserves. Premium reserves can be accumulated in increments of JPY 500 to JPY 1 each month. The purchase fee is free, so it is also recommended for those who want to invest steadily.

Click here to open an account with kabu.com Securities (Source: Monex, Inc.)

The shares less than one unit of Monex, Inc. are called "One Share". Many stocks can be traded from around 10,000 yen. We will introduce the features of Monex, Inc. and recommended points in detail.

The features of Monex, Inc. are as follows.

Name of shares less than one unit	One stock
Minimum purchase unit	Possible from 1 share
Trading fees	No purchase fee 0.55% of the contract price
Freshly-picked NISA	Available
Brands handled	Most listed stocks (excluding stocks with one unit) can be traded

* As of February 9, 2022 * Source: One share (less than one unit)

One share is compatible with NISA and Junior NISA. It is the first major online securities company to have no purchase fee. (Official site information)

The recommended points of Monex, Inc. "One Share" are as follows.

Recommended points of "One stock"

1. You can buy more
2. Fees are the lowest in the industry
3. You can search for stocks with more than 60 conditions and more than 1,200 keywords.
4. Receive shareholder benefits
5. You can trade using the smartphone app "ferci"

One share of Monex, Inc. can receive shareholder benefits and dividends according to the number of shares it holds, just like regular shares. If you use the smartphone app "ferci", you can invest while studying on investment SNS.

Click here to open an account with Monex, Inc. (Source: Okasan Online)

Okasan Online Securities does not have a specific name for shares less than one unit. By purchasing additional shares less than one unit, it is possible to hold them as unit shares. Introducing the features and recommended points of Okasan Online Securities in detail.

The features of Okasan Online Securities are as follows.

Name of shares less than one unit	Shares less than one unit
Minimum purchase unit	Possible from 1 share
Trading fees	Up to 20,000 yen: 220 yen Up to 30,000 yen: 330 yen Up to 100,000 yen: After 660 yen Increase by 660 yen for every 100,000 yen increase
Freshly-picked NISA	Available
Brands handled	Listed stocks and ETFs on the Tokyo Stock Exchange (1st, 2nd, Mothers, JASDAQ), Nagoya Stock Exchange (including Centrex), Fukuoka Stock Exchange (including Q-Board), and Sapporo Stock Exchange (including Ambitious)

* As of February 9, 2022 * Source: Shares less than one unit (Okasan Online)

Fees for shares less than one unit of Okasan Online are higher than those of other services. Therefore, it is recommended to invest in combination with other products, not just shares less than one unit.

The recommended points of Okasan Online Securities are as follows.

Recommended points of Okasan Online Securities

1. The stock ranking is substantial and easy to use
2. You can buy additional shares less than one unit to make one unit
3. Many products are handled

Okasan Online has a wealth of analysis tools such as stock rankings. Even beginners in stock investment will be able to use the tools to analyze the market.

Click here to open an account with Okasan Online Securities (Source: Neo Moba)

Neomova is a service provided exclusively by SBI SECURITIES for S shares. Recommended for those who want to utilize T points. We will introduce the features and recommended points of SBI Neo Mobile Securities in detail.

The features of SBI Neo Mobile Securities are as follows.

Name of shares less than one unit	Shares less than one unit
Minimum purchase unit	Possible from 1 share
Trading fees	0 yen to 500,000 yen: 220 yen 3 million yen: 1,100 yen 5 million yen: 3,300 yen 10 million yen: 5,500 yen or less, 1,100 yen added for every 1 million yen (no upper limit)
Freshly-picked NISA	not available
Brands handled	Tokyo Stock Exchange (1st, 2nd, Mothers, JASDAQ) Nagoya Stock Exchange (1st, 2nd, Centrex) Fukuoka Stock Exchange (single listed stocks only, Q-Board) Sapporo Stock Exchange (single listed stocks) Only, Ambitious)

* As of February 9, 2022 * Source: Neo Moba

The feature of Neo Moba is that it is a monthly fee. For example, if the contract price for one month is 500,000 yen or less, you can trade for 220 yen per month as much as you want.

The recommended points of SBI Neo Mobile Securities are as follows.

Recommended points of SBI Neo Mobile Securities

1. You can purchase stocks using T points
2. All-you-can-trade commissions on a monthly basis
3. You can make regular automatic purchases using the smartphone app.
4. There is handling of "Hitokabu IPO"

At Neo Moba, you can use T points to buy stocks. If you link the T points you currently have, it will be reflected in your Neo Moba account.

Another major feature of Neo Moba is the ability to use the "Hitokabu IPO". In the first place, "IPO" means "initial public offering" or "newly listed stock". You can apply for and participate in the lottery for "Hitokabu IPO" from the unit of one share.

(Source: SMBC Nikko Securities)

SMBC Nikko Securities' shares less than one unit are called "stock mini-investment" and can be bought and sold in units of 10 shares. Introducing the features and recommended points of SMBC Nikko Securities in detail.

The features of SMBC Nikko Securities are as follows.

Name of shares less than one unit	Stock mini investment
Minimum purchase unit	10 shares unit
Trading fees	Contract price is 2,000 yen or more: 770 yen Less than 2,000 yen: 2.53% of the contract price
Freshly-picked NISA	Available
Brands handled	Listed stocks on the First and Second Sections of the Tokyo Stock Exchange, JASDAQ, and the First and Second Sections of the Nagoya Stock Exchange

* As of February 9, 2022 * Source: Stock mini investment (SMBC Nikko Securities)

SMBC Securities' stock mini-investment is one of the top-class abundance with approximately 2,100 stocks to be invested. Since you can purchase from 10 shares, the initial cost will be higher than other services.

The recommended points of SMBC Nikko Securities "Mini-Investment in Stocks" are as follows.

Recommended points of "stock mini investment"

1. Abundant stocks to be invested, about 2,100
2. It is credible because it is operated by SMBC Nikko Securities, one of the three major securities companies in Japan.
3. Since it is in units of 10 shares, more profit can be expected than a small investment in units of 1 share.

Since "stock mini investment" can be bought and sold in units of 10 shares, the initial cost is higher than other services that can be purchased in units of 1 share. However, it also has the advantage of providing a certain amount of profit.

Click here to open an account with SMBC Nikko Securities (Source: PayPay Securities)

With PayPay Securities, you can purchase shares from 1,000 yen by specifying the amount, not by specifying the number of shares. Introducing the features and recommended points of PayPay Securities in detail.

The features of PayPay Securities are as follows.

Name of shares less than one unit	――――
Minimum purchase unit	You can purchase Japanese and US stocks from 1,000 yen
Trading fees	Fixed trading fee is 0 yen
Freshly-picked NISA	not available
Brands handled	Brands centered on famous Japanese and American companies

* As of February 9, 2022 * Source: PayPay Securities

With PayPay Securities, there are no fixed trading fees. Instead, an amount equivalent to the fee is added in advance. One Tap Buy is a monetary unit, not a stock unit. For example, if you buy 1,000 yen worth of 5,000 yen per share, you can buy 0.2 shares.

The recommended points of PayPay Securities are as follows.

Recommended points of PayPay Securities

1. There is handling of IPO (initial public offering)
2. You can purchase Japanese and US stocks from a minimum investment of 1,000 yen.
3. You can use the "Oitamama Purchase Service" that allows you to purchase without any procedure in cooperation with the deposit in your bank account.
4. You can easily buy and sell stocks

PayPay Securities can be traded with one smartphone. Even beginners in stock investment will find it easy to get started.

Click here to open an account for PayPay Securities (Source: CONNECT)

CONNECT is an app securities of the Daiwa Securities Group. Shares less than one unit are called "Hina shares". We will introduce the features and recommended points of CONNECT in detail.

The features of CONNECT are as follows.

単元未満株の名称	ひな株
最低購入単位	1株から可能
売買手数料	取引手数料無料
Freshly-picked NISA	Available
取扱銘柄	300以上の国内有名企業

※2022年2月9日時点※引用元：ひな株（単元未満株）

CONNECTの「ひな株」は取引手数料が無料で、約定金額を含んだ取引価格で売買します。大手の大和証券グループが運営しているので、安心して利用できるでしょう。

CONNECTのおすすめポイントは、以下のとおりです。

CONNECTのおすすめポイント

1. スマホがあれば取引できる
2. 注文すると、即時約定になる
3. 手数料無料クーポンがもらえる（ひな株購入には利用できない）

CONNECTの「ひな株」は、リアルタイムで取引できるのが大きなメリットです。CONNECTでは、毎月手数料無料クーポンを配布しています。ただし、クーポンはひな株の購入には利用できません。しかし、単位未満株の取引に慣れてきて本格的に投資を始めたい方には、嬉しいサービスです。

大和証券の口座開設はこちら(引用元：野村證券)

野村證券は、業界最大手の証券会社です。野村證券が扱う単元未満株は「まめ株」といいます。野村證券の特徴とおすすめポイントを詳しく紹介します。

野村證券の特徴は以下のとおりです。

単元未満株の名称	まめ株
最低購入単位	1株から可能
売買手数料	一律1.100％（最低手数料金額550円）
Freshly-picked NISA	Available
取扱銘柄	東京証券取引所（1部・2部・マザーズ・JASDAQ）、名古屋証券取引所（1部・2部・セントレックス）売却のみ：福岡証券取引所、札幌証券取引所

※2022年2月9日時点※引用元：まめ株（単元未満株）

野村證券の「まめ株」は、他サービスと比較すると手数料が1.10％と割高です。また、リアルタイムでの取引ができず、取引日の終値が約定価格となります。

野村證券「まめ株」のおすすめポイントは、以下のとおりです。

「まめ株」のおすすめポイント

1. 保有株数に応じて配当がもらえる
2. 業界最大手の証券会社で信用できる
3. 株を少しずつ買い足して1単元にできる

野村證券は、業界最大手の証券会社のため、安心して利用できるでしょう。手数料がネックになるので、少額投資に慣れてきたら本格的な投資に移行するのがおすすめです。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

株初心者でもわかる！少額投資の始め方6STEP

少額投資を始める流れ

1. STEP1 事前準備
2. STEP2 口座開設の申し込み・本人情報の入力
3. STEP3 携帯電話番号の認証
4. STEP4 本人確認書類の登録
5. STEP5 暗証番号の設定
6. STEP6 口座開設の申し込み完了

株初心者の方にとって、どのように少額投資を始めるのか、イメージできない方もいるでしょう。登録方法は、証券会社により異なりますが、基本的な流れは同じです。こちらでは、少額投資の始め方について「LINE証券」の例を参考に、6ステップで紹介します。

口座を開設する際は、本人確認書類が必要です。LINE証券の場合に必要な書類は、以下のいずれかです。

Identity verification documents

1. マイナンバー通知カード+運転免許証
2. マイナンバー個人番号カード
3. マイナンバー入り住民票の写し+ 運転免許証
4. マイナンバー入り住民票の写し+ 健康保険証

マイナンバー個人カードまたは運転免許証があれば、オンライン上で本人確認が可能です。他にも、オンライン上で手続きが完結できる証券会社は多くあります。また、オンラインの操作が苦手な方は、郵送での手続きに対応している証券会社もあります。

証券会社のサイトから「口座開設」の申し込みを行います。口座開設の申し込みボタンは、わかりやすいところに設置されているはずです。

LINE証券の場合は、以下のように画面の下部に、申し込みボタンが設置されています。

(引用元：LINE証券)

LINE証券の場合は、クリックするとLINEアカウントでログインするページに遷移します。名前や生年月日など、必要な情報を入力していきます。

LINE証券の場合、携帯電話番号認証があります。SMSで認証コードが届くので、そのまま入力します。

証券会社によっては携帯番号認証ではなく、メールアドレスを入力して届いたメールからアクセスするケースもあります。画面の案内に従って認証を行いましょう。

続いて、本人確認書類を登録します。LINE証券の場合は、スマートフォンで自分の顔と、マイナンバー個人カード、もしくは運転免許証を撮影して登録を行います。オンラインで口座開設する証券会社は、カメラ撮影により本人確認書類を登録できるところがほとんどです。

本人確認書類の提出が完了すると、次に暗証番号を設定します。証券会社によっては、暗証番号ではなく、パスワードを設定することもあります。今後の取引に利用するものなので、忘れないようにしましょう。

口座開設の申し込みが完了すると、手続きが始まります。取引手続き完了後、メールアドレスなどに案内が届きます。

オンラインで手続きする場合は「最短翌営業日」「5営業日以内」など、早い段階で完了することが多いようです。郵送で手続きする場合は、到着までの時間もプラスされるので、1週間以上かかると考えておいた方が良いでしょう。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

株式投資初心者が確認すべき銘柄の選び方

株式投資の初心者にとって、どのような銘柄を選べば良いのか、よくわからない方が多いのではないでしょうか。こちらでは、銘柄の選び方を3つ紹介します。

銘柄の選び方

1. 割安株を購入する
2. 成長株を購入する
3. 低位株を購入する

株式投資で利益を得るには、銘柄選びが大切です。 Let's look at each one.

割安株とは、本来の価値よりも株価が低い株式のことを言い、バリュー株とも呼ばれています。企業そのものには価値があるが、一時的に株価が低いだけなので、市場（投資家）が正しく評価すれば株価の上昇が見込めます。

本来よりも株価が低い理由は、いくつか考えられます。

株価が低い理由

1. 規模が小さい
2. 知名度が低い
3. マイナス評価を受けるような報道があった

割安株を見つけるために確認するのは、以下の2つです。

割安株を見つける方法

1. 企業のPER（株価収益率：株価と企業の純利益との関係を表す指標）が、同業他社と比較すると低い
2. PBR（株価純資産倍率：株価と企業の純資産の関係を表す指標）が、1倍を下回っているか、競合他社のPBRよりも低い

ただし、割安株を見つけるためには、企業の財務状況や業績などをチェックすることも必要です。割安株は、株価が企業価値に裏付けされています。そのため、長期の保有にも向いていると言われています。

成長株とは、業績が右肩上がりに伸びていて、今後の成長が見込まれる株式のことを言います。グロース株と呼ぶこともあります。成長株は、例えば最先端の技術や付加価値の高い特許など、景気の動向に左右されないことが多いです。

成長株を見つけるために注目するべき点は、以下の3点です。

成長株を見つける方法

1. 企業の成長性が株価に反映されているため、PER（株価収益率）が市場平均より高い
2. ROE（自己資本利益率：投資家の資本に対し、企業がどれくらいの利益を上げているのかを表す指標）が高い
3. 次世代のサービスや事業を展開し、注目されている

成長株をうまく見つけられれば、大きな利益が期待できるのがメリットです。

低位株とは、株価が安い企業の株式を言います。ボロ株と呼ばれることもあります。低位株の定義は明確ではありませんが、一般的には株価1,000円以下の銘柄を指すことが多いようです。

低位株はあまり注目されていないので、取引量が少なく値動きも少ないのが特徴です。中には赤字の企業もあります。新商品を発表することで、株価が一気に跳ね上がったり、逆に倒産の噂が流れて暴落したりすることもあります。

低位株投資なら単元株（100株）でも少額で済むので、資金があまり用意できない投資家でも取引しやすいメリットがあります。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

Must-see for beginners!株の売り時を見極める方法

株取引を行うなら、どのタイミングで売れば良いのか、気になるのではないでしょうか。株を売る場合の基本的な考え方は「購入した株をいかに高く売るのか」です。

しかし、株価が上がり切るタイミングは予測するしかないため、どのタイミングで売れば良いのかコツを知っておくと良いでしょう。

こちらでは、初心者向けに、株の売り時を見極めるポイントを4つに分けて紹介します。

株の売り時のポイント

1. 株価が上昇したタイミング
2. 投資先企業の業績が下がったタイミング
3. 為替相場が変動したタイミング
4. 投資先のコンプライアンス違反が判明したとき

Let's take a closer look one by one.

株を売るのは、株価が上昇したタイミングです。しかし、上昇してからどのタイミングで売るのかは、主に3つの選択肢があります。

株を売るタイミング

1. 株を購入したときよりも少し高値になった時
2. 株価が上昇した後、下降トレンドに入ってこれ以上上がる見込みがない時
3. 株価が直近の下値支持線（サポートライン）を下回った時

売るタイミングは大きく分けて「確実に利益を得られるから売る」と「株価が上がりきって下がる傾向が見えたから売る」という2パターンです。

特に、株式投資の初心者は、リスクを回避するために「購入したときよりも少し高値になったタイミング」で早めに売って、利益を確保した方が良いでしょう。「まだまだ上がるだろう」と待ち続けるのはリスクが高いので、初心者は避けるのが無難です。

投資先企業の業績は、株価に大きな影響を与えます。投資先の業績が下がってきたら、株価に反映されていなくても売り時と判断できます。業績が下がると、出資者たちが徐々に株を売り始めるためです。企業の銘柄に需要がなくなれば、株価は下がっていきます。

企業の業績を確認するには、決算後に企業が公開する決算短信や有価証券報告書をチェックするのがおすすめです。決算については過去数年間分が公開されるので「昔と比べて業績は上がっているのか」「数年前に始めた事業は成功しているのか」などを見てみると良いでしょう。

為替相場が変動したときは、株の売り時になる可能性があります。外国と取引を行っている企業は、大きく影響を受けるからです。

例えば、為替変動で円安ドル高になり、1ドル＝100円が1ドル＝110円になったとします。この場合、輸出型企業と輸入型企業は影響を受けます。

株価が上がるタイミング

1. 輸出型企業：海外で稼いだ外貨を、多くの円に換えられるため、売上が上がる→株価が上がる
2. 輸入型企業：海外から仕入れる際に多くの円が必要になり、支出が増える→株価が下がる

投資先の企業にコンプライアンス違反が発覚した場合は、株価が大きく下がることが予想できるので、売り時を検討するべきタイミングといえます。

特に、ニュースになるほどの不祥事は、注意が必要です。SNSの普及などにより、悪評はあっという間に拡散して株価を落とすことに繋がるからです。

コンプライアンス違反によくある例は、以下のとおりです。

コンプライアンス違反の例

1. 品質偽装や産地偽装
2. 個人情報や営業秘密の不正流出
3. 経営者の横領
4. Infringement of intellectual property rights
5. 粉飾決算

投資先企業の最新情報は、常にチェックしておくと良いでしょう。問題が発覚したらすぐに株を売ることを検討すると、損失を最小限に抑えられる可能性が高まります。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

株式投資初心者におすすめの勉強方法

株式投資で利益を出すには、勉強することも必要です。投資に関する知識をつければ、効率的な投資を行えるようになります。

しかし、株式投資の初心者は「何を使ってどうやって勉強したら良いのかわからない」という方も多いでしょう。そこでこちらでは、株式投資初心者向けにおすすめの勉強方法を紹介します。

株式投資初心者向けにおすすめの勉強方法

1. 書籍で学ぶ
2. 会社四季報をチェックする
3. 経済新聞を読む
4. 証券会社のホームページで勉強する
5. 企業のメディアや個人ブログから学ぶ
6. 投資勉強用のアプリを活用する

会社四季報は証券取引所に上場している企業の特色や注目材料、業績、財務内容、株価の動きをまとめた季刊雑誌。企業情報収集の定番として、株式投資のみならず、取引先の調査やマーケティング、就職活動に活用されている。

ご自身に合う勉強方法を見つける際の、参考にしてみてください。

株式投資について学べる本は、数多くあります。しかし、初心者向けや上級者向けなど多くの書籍があり、どれを選んだら良いのか迷ってしまうでしょう。こちらでは、初心者におすすめの株式投資に関する本を3冊紹介します。

(引用元：ダイヤモンド社)

『マンガでわかる株式投資！女子高生株塾』は、株の雑誌として人気の高い『ZAi（ザイ）』の人気連載を単行本化した本です。株の基本的な知識が漫画形式で学べるので、入門書としておすすめです。

高度な内容にも触れていますが、ストーリー形式でわかりやすく、中級者にも為になります。難しい用語が並ぶと挫折してしまう方でも読みやすいでしょう。

(引用元：ソーテック社)

『世界一やさしい株の教科書１年生』は「シンプル・わかりやすく・楽しく」をキーワードに、株の基本を学べる入門書です。「株取引に出てくる用語がわからない」「チャートの見方がわからない」と、初心者でつまずくポイントもしっかり学べます。

株取引については何となくわかっているという方でも、自己流で投資を進めて失敗しないよう、基本をしっかり押さえる際に役立ちます。

(引用元：ダイヤモンド社)

『ファンダメンタル投資の教科書』は、日本株の売買で稼ぐために知っておくべき「ファンダメンタル投資」の基本をわかりやすく解説している本です。ファンダメンタルズとは、国や企業の経済状態を表す指標のことをいいます。

textbook

1. 四季報・決算短信・有価証券報告書で株に勝つ方法
2. 復活株・成長株・割安株の探し方
3. 粉飾・倒産銘柄を回避する方法

など、売買に関する基本がしっかり学べます。「すでに投資を始めているけれど、自己流で損をしてしまった」という方にもおすすめです。

会社四季報とは、東洋経済新聞社が1年に4回（3・6・9・12月）発行している投資情報誌です。国内上場企業の基本情報や株価、業績などを確認できます。

各年度の業績をチェックすれば企業の成長力が見られるので、投資価値を判断するのに役立ちます。「会社四季報ONLINE」で有料プランに登録して、すべてのデータを見ることも可能です。

経済新聞は、上場企業の業績、決算内容、為替相場など、株取引に役立つ情報が多数掲載されています。市場の流れを把握したり、上場企業の最新情報を入手したりできます。

スマホアプリ版でも読めるので、新聞を取っていない方でも問題ありません。スマホなら、通勤時に簡単にチェックできて便利でしょう。

証券会社のサイトで、勉強用のページを提供しているところがあります。

例えば、以下のようなサイトがあります。

勉強用サイト

1. LINE証券「投資の基礎」
2. SBI証券「投資を学ぼう」
3. SBI証券「はじめての株式投資（初心者向け）」
4. 松井証券「はじめての投資」

お金をかけずに勉強できるので、まずは各サイトを見てみると良いでしょう。サイトを見てもわからないことがあれば、書籍やアプリなど他の勉強方法を併せて活用するのがおすすめです。

企業メディアのコラムや個人ブログでも、投資の基礎知識を学べます。個人投資家のブログなら、書籍などでは学べない、投資家ならではの情報を入手できるでしょう。

ただし、主観的な内容も多いので、全く同じように真似てもうまくいくとは限らない点には注意が必要です。

スマホユーザーなら、株投資用のアプリで勉強するのがおすすめです。アプリなら、いつでもどこでも気軽に勉強できます。

例えば、以下のようなアプリがあります。

株投資用のアプリ

1. 株のデモトレードアプリ：トレタビ
2. 株式投資デモトレード＆投資入門アプリ：株たす
3. つみたてNISA・iDeCo・株式投資の資産運用が体験できる：トウシカ
4. バーチャル株取引ゲーム：iトレ2
5. みんなの予想が集まる株コミュニティ：あすかぶ

投資シミュレーションができるアプリなら、投資を実践的に学べます。さまざまな種類があるので、ご自身に合うアプリを見つけてみてください。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

株式投資初心者には少額投資がおすすめ！リスクを抑えてチャレンジしてみよう

株式投資の初心者は、少額投資がおすすめです。投資資金が少なく済むので、リスクも抑えられます。少額投資で基本的な流れや、利益の出る銘柄の見つけ方がわかるようになったら、本格的な投資にチャレンジするのも良いでしょう。

少額投資が可能な証券会社は数多くあるので、ご自身に合う投資先を見つけてみてください。

株初心者向き！少額投資可能なおすすめ証券会社10選を見る

初心者が株式投資を行う際によくある質問

初心者が株式投資を行う際に、疑問に思うことが多い項目をまとめて紹介します。株式投資についてわからないことがある方は、参考にしてみてください。

株式投資に必要な金額は、株価と単元株数により異なります。多くの企業が1単元（100株）から購入できるようになっています。

例えば、1株1,000円の企業株を1単元（100株）購入する場合、必要金額は10万円です。さらに、投資には手数料がかかります。証券会社によって、設定している手数料は異なります。

株式投資は、証券会社で口座を開設して、取引ツールを利用して売買を行います。

一般的な手順は以下のとおりです。

口座開設の手順

1. 証券会社で口座を開設する（ホームページ、スマートフォン、郵送など）
2. 口座に投資する資金を入金する
3. 3. 銘柄を選んで購入する

の方でも、簡単に株式投資を始められます。

株式投資にかかる手数料は、証券会社により異なります。PayPay証券やCONNECTなど手数料0円のところもあれば、野村證券のように金額に対して1.10％かかるところなど、それぞれです。手数料はホームページなどで確認できるので、チェックしてみてください。

学生でも株の投資は可能です。20歳以上であれば、証券口座が作れます。未成年の場合は、親権者の同意が必要です。学生のうちに株取引を行うことで、自分で稼ぐ力を身につけられるメリットがあります。

少額株式投資とは、単元未満株（100株以下）を購入できるサービスです。一般的に、株を購入できるのは1単元（100株）ですが、証券会社の中には1株から取引できるサービスを提供しているところがあります。1株から購入できれば、数百円でも株式投資を始めることが可能です。

初心者には少額投資がおすすめです。その理由は、主に3つあります。

少額投資がおすすめの理由

1. リスクを抑えて投資できる
2. 株式投資のやり方を実践しながら学べる
3. 株価が高い会社の株でも手を出せる

投資には失敗したときのリスクがありますが、少額なら損失を最小限に抑えられるのがメリットです。

単元未満株の場合、基本的には株主優待が受けられません。しかし、中には株の保有数に関係なく、すべての株主対象の株主優待が受けられる銘柄もあります。

ただし、株の保有数により内容が異なることがあります。例えば、単元株（100株）保有している人は製品がもらえるが、1株を所有している人は公式サイトの割引券のみ、という可能性もあります。

単元未満株の場合、株主優待を受けることはあまり期待しない方が良いでしょう。株主優待が受けられるかどうかは、証券会社のホームページなどで確認してみてください。

単元未満株の場合でも、通常の株式投資と同様に配当金を受け取れます。ただし、保有している株数に応じて配当金が分配されるので、少額投資では受け取れる金額は少ないでしょう。

多くの配当金を受け取りたいなら、少額からコツコツと買い足すのがおすすめです。たとえ少額でも、株を保有しているだけで配当金を受けられるのはメリットといえるでしょう。

ネット証券とは、インターネット上で株式の売買を行うサービスです。店舗がないのでコストを削減でき、その分の手数料が店頭証券よりも安くなる傾向です。在宅でも株取引ができるということもあり、ネット証券の利用者は増えています。

ネット証券はインターネット上で取引できるので、基本的にはどの時間帯でも利用可能です。一方、店舗証券は証券会社に出向き、対面で買付・売却を行います。店舗型は、窓口で営業担当と対面して取引を行います。担当者にアドバイスをもらいながら、取引できるのがメリットです。

ただし、店舗証券の場合は勧誘を受けることがあるので、気軽に始めたい場合にはネット証券の方が向いているしょう。

株式投資における「現物取引」と「信用取引」の違いは、以下の通りです。

自身の現金と株式で取引をすること。信用取引や先物取引、オプション取引などと区別する際に使われる。

現物と信用取引の違い

1. 現物取引：預り金の範囲内で取引できる
2. 信用取引：証券会社からお金や株式を借りて取引を行う

信用取引の場合、自己資金以上の損失が発生する事があるため、リスクが高くなります。利用するかどうか、よく検討してから選ぶようにしましょう。

※本記事で記載の情報は、個別に記載のない限り、2022年1月25日時点でのものになります。証券会社等の口座開設やキャンペーン利用の際には、各社公式ホームページの最新情報をご確認ください。

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