What is the top borrowing amount of "living expenses" for card loans?

What is the top borrowing amount of "living expenses" for card loans?

Insurance mammoth conducted a "questionnaire survey on card loans"

カードローンの利用用途は「生活費」がトップ 借入金額は?

 Insurance mammoth (Minato -ku, Tokyo), which provides insurance consultation services, conducted a "Card Loan Questionnaire Survey".The largest number of card loans to date was "110,000 to 500,000 yen" (154 people).[Image] How much did you borrow with a card loan?The next number of borrowings so far was "~ 100,000 yen" (137 people) and "510 to 1 million yen" (114 people).Only 10 people borrowed more than 5.01 million yen.The use of card loans accounted for more than half of "living expenses", 59 %.In addition, it was followed by "hobbies and entertainment" (37 %) and "debt repayment" (12 %).A small opinions include "business funds" (3 %) and "tuition" (2 %).We also investigated points that emphasize when choosing a card loan.The most common was "interest rates" (58 %).The second place was "Same -day loan possible" (38 %), and the third place was "The easiness of application such as the completion of the web" (28 %).I heard that I was glad I used a card loan and what I regretted.The first place was "Sudden expenses, cash was obtained when needed" (199 people).Next, "The screening was quick and helped to get a loan on the same day."The first place I regret was "The interest rate was high. It was wasteful to pay interest rates" (117).The second place was "The repayment was difficult" (68 people), and the third place was "I felt that I was borrowing money, and I borrowed too much" (41 people).The survey was conducted on the Internet for those who have used a card loan.The period was December 22, 2021 to January 2, 2012, with 500 valid respondents (237 women and 263 men).

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